Capital that
understands your business.
Moving beyond traditional constraints. We provide institutional-grade growth capital tailored to the rhythm of modern revenue.
Simple. Fast.
Focused on you.
Connect
Securely link your revenue platforms. Our engine analyzes historical performance and future projections within minutes.
Collaborate
Meet your dedicated partner to structure a facility that honors your growth cycles and operational realities.
Succeed
Deploy capital instantly. Repay as you earn, with a system that breathes with your business through every season.
Better terms for better businesses.
Revenue-first
No fixed monthly burdens. We scale our expectations to your actual earnings, providing flexibility when you need it most.
24-hour speed
From initial connection to final deposit in under one business day. Capital at the speed of your growth.
Clear & Honest
No hidden fees. No compounding interest traps. Just transparent growth capital structured for your success.
Institutional partner
We provide the network, strategic guidance, and expertise to help you deploy capital effectively in competitive markets.
Partnership for every stage.
Early growth optimization for founders finding their stride.
- Revenue Optimization
- Inventory Financing
Scaled capital facilities for established businesses expanding horizons.
- Acquisition Capital
- Global Expansion
The discipline of a bank. The speed of a fintech.The heart of a partner.
Every Frontier client opens the same portal our underwriters use. Live balance, upcoming draws, repayment schedule, and risk signals—rendered with institutional clarity. One surface for every moment of the relationship. Zero phone tag.
Growth
Powered by The Frontier Engine
Our proprietary analytical stack doesn't just read spreadsheets; it reads momentum. By synthesizing thousands of revenue signals, we uncover the value that traditional institutions ignore.
Answers,
before you ask.
We purchase a portion of your future receivables — it’s not a loan. You receive capital upfront, and repay through a small percentage of your daily or weekly revenue. It’s designed for businesses that need fast, flexible funding without the collateral and credit requirements of a traditional bank.
No. Our initial review uses a soft credit pull that has zero impact on your credit score. A hard pull only happens if you accept a funding offer and we proceed to finalization.
Funding ranges from $5,000 to $250,000, based on your monthly revenue, cash flow patterns, and business health. Our AI underwriting determines the optimal amount — we won’t over-fund you into a repayment burden.
Most funding decisions are delivered within 24 hours of a complete application (bank connection + document upload). Once you accept terms, capital is typically deployed within 1–2 business days via ACH.
A business bank account (connected securely via Plaid), 6+ months of bank statements, and basic business information (legal name, EIN, industry, revenue). The application takes approximately 5 minutes.
Repayment is collected through daily or weekly ACH debits calibrated to your revenue. If your business has a slow period, your payments decrease proportionally. You can track every payment in your Client Portal.
Yes. Early payoff is available and we’ll work with you on a settlement discount. You can initiate a payoff request directly from your Client Portal.
We serve revenue-generating businesses across most industries — restaurants, retail, construction, healthcare practices, professional services, e-commerce, transportation, and more. If you process revenue through a bank account, you’re likely eligible.
Your financial data is encrypted with AES-256 at rest and TLS 1.2+ in transit. Bank credentials are never stored by us — Plaid handles authentication directly with your bank. All infrastructure providers (Supabase, Vercel, Plaid) maintain SOC 2 Type II certification.
Often, yes. Our AI underwriting evaluates your actual business cash flow — not just a FICO number. Many businesses declined by banks or traditional lenders qualify with Frontier because our model sees the revenue story that credit scores miss.
Your bank says no, we look deeper.
Institutional finance, reimagined for modern growth.