01
Connect
Securely link your revenue platforms.
Read-only Plaid connection. Our engine analyzes historical performance and future projections within minutes — no spreadsheets, no board decks.
~5 minutes
The problem
The financial system was designed for the businesses banks wish existed — not the ones that actually drive the economy.
33 million American small businesses generate $8.9 trillion in annual revenue and employ nearly half the private workforce. Yet 8.7 million are declined or partially funded every year — not because they’re failing, but because the institutions designed to serve them stopped looking closely.
Source: Federal Reserve Small Business Credit Survey
And the businesses being declined aren’t the problem.
65%
Of declined applicants are profitable
72%
Have been in business 2+ years
58%
Have personal credit scores above 680
How it works
Simple. Fast. Focused on you.
From first connection to first deposit, the entire experience is designed around a single principle: capital should move at the rhythm of the business it serves.
02
Collaborate
Meet a partner, not a portal.
A dedicated advisor structures a facility that honors your growth cycles and operational realities. The conversation is the work.
Within 24 hours
03
Succeed
Capital deployed. Repayment that breathes.
Funds wire via ACH within 1–2 business days. Repay as you earn — daily or weekly percentage of revenue, with early payoff and settlement discount available.
1–2 business days
Why Frontier
Better terms, for better businesses.
Revenue-first
No fixed monthly burdens. We scale our expectations to your actual earnings — quiet weeks cost less, busy weeks pay down faster.
24-hour speed
From initial connection to final deposit in under one business day. Six months of bank statements is all the diligence we need.
Clear & honest
No hidden fees. No compounding interest traps. Every term written in plain English and modeled on the term sheet, day one.
Institutional partner
A network, strategic guidance, and underwriting expertise that compounds — long after the first draw lands.
Who we serve
Built for builders. Scaled for operators.
Frontier serves the businesses the banking system overlooked — and the ones outgrowing it.
The Frontier Engine
The discipline of a bank.
The speed of a fintech.
The heart of a partner.
Our proprietary analytical stack doesn’t just read spreadsheets — it reads momentum. By synthesizing thousands of revenue signals, we uncover the value traditional institutions ignore.
Every Frontier client opens the same Client Portal our underwriters use — live balance, upcoming draws, repayment schedule, risk signals. One surface for every moment of the relationship.
98.4%
Precision Index
Ultra High Frequency
Data velocity
Dynamic
Risk modeling
The landscape
Most financial tools were built around the business they wish you were — not the business you actually are.
“A credit score tells you where someone’s been. We look at where the business is going.”
FAQ
Questions, answered plainly.
The most-asked question first. If yours isn’t here, an advisor is on the other end of the form below.
Your bank says no.
We look deeper.
Connect six months of bank statements. We’ll come back within 24 hours with a facility built around how your business actually earns.